What is HYIP?
High yield investment programs (HYIP) are investments bringing income more than the deposit account with the standard rates of 4 to 5% per year. HYIPs are not just a network phenomenon. Normally HYIP's interest rates vary from 0.3% up to 3% per day.

Off-line HYIP:
Offline HYIPs are all managed by registered companies and bring stable high income. However, the entrance limit, the minimal investment to participate in the project, as a rule, makes up the sum starting 500000$ and up to tenth millions. Surely, the private investor not having big savings is isolated from participation in the off-line high yield programs.

Online HYIP:
Using special Internet services you invest a certain sum of money (entrance limit are very low as a rule) then during the determined term you get an interest from your investment. The interest is paid every day or every week, or monthly. The rates vary from 0.3% up to 3% per day. The investor gets back his/her investment very quickly and then he/she starts getting the pure profit.

HYIP profitable?
Yes, sure. In accordance with the interest payment periods HYIPs may be divide into every-day, every-week and monthly ones. Every day HYIP make payments of 1�6% per day; every-week � 7�50% per week, and monthly � 20�200% per month. The private investor has almost no possibility to effectively invest small amount of money and regularly get some good profit out of it. A private person not having enough financial means, reputation, serious business partners, working schemes and contacts is almost completely isolated from serious investment activity and the big game on the stock exchange. By taking part in HYIP the private investor gets a kind of an agent who has the knowledge and possibilities the investor lacks and who makes the investment instead of the private investor.

HYIP participation risky?
Yes, of course. As any other investment activity the High Yield Income Programs are risky venture. No one will ever guarantee that the money put by HYIP organizers into some project will actually bring the maximum profit. The investor shall do his/her best to find out the perspectives of the project before it reaches the crisis point. However, the qualified specialists developing the high-yield schemes always reinsure themselves. The part of the means is spent on financial instruments of maximum security that guarantees the investors some minimal safety of their investments.